x402 Now Has Visa, Mastercard, and Google Behind It - Should You Switch Your Product from Stripe? An Implementer's Decision Checklist
x402 officially launched under the Linux Foundation with 40 founding members including Visa, Mastercard, and Google, and with card network endorsement this AI agent payment standard is no longer just a crypto experiment. This article lays out an actionable decision matrix, a minimum viable integration approach, and three must-avoid pitfalls around private keys, payment limits, and retry design, to help you decide whether to switch your payment flow from Stripe right now.