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      <title>x402 Paved the Payment Rails for AI Agents, But Nobody&#39;s Solved &#39;Should I Pay&#39; Yet</title>
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      <description>In 2026, Google, Visa, Mastercard, and Ripple plugged x402 into AI agent payment protocols, letting agents pay directly in USDC over HTTP  -  the rails are built. But that doesn&amp;#39;t mean agents know whether they should pay. This post covers how x402 works, who&amp;#39;s integrated it, and the three things you need in the judgment layer before letting agents spend on their own.</description>
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